2022 status report on the South Carolina workers' compensation insurance market
South Carolina Insurance Department
Workers' compensation--South Carolina
Workers’ compensation laws were enacted to benefit both injured workers and employers: workers receive partial - as well as prompt, predictable, and certain - compensation without regard to fault in exchange for relinquishing their right to sue their employers in tort for damages. The South Carolina Workers’ Compensation Commission reports that insurance companies provide 70% of South Carolina’s workers’ compensation coverage. The remaining coverage is provided through group self-insured funds (such as the State Accident Fund) and individual self-insured employers. Both types of self-insureds share many of the same costs and expenses as an insurance company. Insurance company rates are the focus of this report, but differences will be noted, as appropriate.
South Carolina State Library
South Carolina State Documents Depository
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