| dc.creator | South Carolina Department of Consumer Affairs | |
| dc.date.accessioned | 2022-08-05T16:45:25Z | |
| dc.date.available | 2022-08-05T16:45:25Z | |
| dc.date.issued | 2022-07-20 | |
| dc.identifier.uri | https://dc.statelibrary.sc.gov/handle/10827/45363 | |
| dc.description.abstract | The South Carolina Department of Consumer Affairs publishes an annual mortgage log report as a requirement of the South Carolina Mortgage Lending Act, which became effective on January 1, 2010. The mortgage log report analyzes the following data, concerning all mortgage loan applications taken: the borrower’s credit score, term of the loan, annual percentage rate, type of rate, and appraised value of the property. The mortgage log report also analyzes data required by the Home Mortgage Disclosure Act, including the following information: the loan type, property type, purpose of the loan, owner/occupancy status, loan amount, action taken, reason for denial, property location, gross annual income, purchaser of the loan, rate spread, HOEPA status, and lien status as well as the applicant and co-applicant’s race, ethnicity, and gender. | |
| dc.format | application/pdf | |
| dc.format.medium | Document | |
| dc.language | English | |
| dc.publisher | South Carolina State Library | |
| dc.relation.ispartof | South Carolina State Documents Depository | |
| dc.rights | Copyright status determined to be in the public domain on April 27, 2020 by United States Supreme Court ruling (Georgia et al., Petitioners v. Public.Resource.Org, Inc. : 590 U.S.__(2020)) | |
| dc.subject | Mortgages--South Carolina--Statistics | |
| dc.title | 2021 mortgage log data report | |
| dc.title.alternative | 2021 mortgage log analysis report | |
| dc.type | Text | |
| sd.specifications | This South Carolina State Document was either saved from a document available publicly online in PDF format or converted to PDF using Adobe Acrobat DC. | |
