How to place, thaw or lift a security freeze

South Carolina Department of Consumer Affairs

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Consumer protection--South Carolina; Credit ratings--South Carolina; Identity theft--Prevention; False personation--South Carolina

Abstract

When a security freeze is in place, a business that receives an application for products or services cannot get access to your credit report without your permission. The freeze will not affect your ability to pull your own credit report or receive credit monitoring services and businesses you currently have a relationship with can still access your report. To place a freeze you must contact each of the three major credit reporting agencies. When you place the freeze, you will receive a Personal Identification Number (PIN). When you want to apply for new products or services, the PIN will be required to temporarily lift (‘thaw”) the freeze either for a specified creditor or a specified time. The PIN is also needed to permanently remove the freeze. Make sure to keep it in a safe place. It is FREE to place, thaw and lift the freeze for South Carolina residents.

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http://hdl.handle.net/10827/26334

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Date

2017

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South Carolina Department of Consumer Affairs

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Creator	South Carolina Department of Consumer Affairs
Date Accessioned	2018-01-17T15:17:13Z
Date Available	2018-01-17T15:17:13Z
Date of Issue	2017
Identifier (URI)	http://hdl.handle.net/10827/26334
Description	When a security freeze is in place, a business that receives an application for products or services cannot get access to your credit report without your permission. The freeze will not affect your ability to pull your own credit report or receive credit monitoring services and businesses you currently have a relationship with can still access your report. To place a freeze you must contact each of the three major credit reporting agencies. When you place the freeze, you will receive a Personal Identification Number (PIN). When you want to apply for new products or services, the PIN will be required to temporarily lift (‘thaw”) the freeze either for a specified creditor or a specified time. The PIN is also needed to permanently remove the freeze. Make sure to keep it in a safe place. It is FREE to place, thaw and lift the freeze for South Carolina residents.
Item Format	application/pdf
Media Type	Document
Item Language	English
Publisher	South Carolina State Library
Digital Collection	South Carolina State Documents Depository
Rights	Copyright status undetermined. For more information contact, South Carolina State Library, 1500 Senate Street, Columbia, South Carolina 29201.
Subject	Consumer protection--South Carolina
Subject	Credit ratings--South Carolina
Subject	Identity theft--Prevention
Subject	False personation--South Carolina
Title	How to place, thaw or lift a security freeze
Type	Text
Digitization Specifications	This South Carolina State Document was either saved from a document available publicly online in PDF format or converted to PDF using Adobe Acrobat DC.