Shopping

Abstract

This SCDCA spotlight highlights the long-term effects of overspending using credit cards. Shopping with your heart instead of your head can cause you to lose sight of the long-term consequences of overspending. These tips will help with your shopping experience. Track your spending. Keep a careful record of what you spend for one month. Your spending habits may surprise you. Set goals. After evaluating your spending habits, set both short-term and long-term financial goals. Keep it up! Continue to track your spending. Consider a smartphone app or notebook to track your purchases.