Now showing items 108-127 of 155

    • Spotlight : credit basics 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-03-24)
      This paper explains credit, including definitions, places where you can get credit and answers to frequently asked questions.
    • Spotlight : cyber security 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2019-12-13)
      While we may think that our information is usually stolen through breaches and hacks, we also unknowingly expose our own information. An online banking website can have all the security measures in the world, but if the ...
    • Spotlight : do not call registry 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2019-12-13)
      Many upset consumers think that the constant flood of phone calls will magically stop if they add their number to the Do Not Call Registry, but they are often unhappy with the outcome. These are some exceptions that allow ...
    • Spotlight : free trial period 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-06-10)
      Some companies use a free trial period as a sales tactic to get you to spend your hard-earned money on their product or service. But if you forget to cancel it, return it, or notify the company by a certain date, you could ...
    • Spotlight : guard your wallet on the road 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-03-16)
      Traveling can be an incredibly rewarding experience -- but it can also leave you broke if you’re not careful. These tips will help you keep your finances safe as you travel.
    • Spotlight : home rental scams 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2022-03-22)
      As you shop around for a new place, be on guard against scammers who list fake places to live. Scammers advertise rentals that either don’t exist or aren’t available to trick you into sending money and giving over personal ...
    • Spotlight : income tax fraud 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2019-12-13)
      When consumers think about identity theft, they often picture a scammer stealing someone’s personal information to get credit cards or loans. But identity thieves can use your personal information in any way that you can ...
    • Spotlight : phone scams 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2019-12-18)
      Every year, thousands of consumers lose money to telephone scams. While there are legitimate companies who attempt to contact you by phone offering their products and services, con artists are using the phone as a tool to ...
    • Spotlight : price gouging 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-03-16)
      This paper explains price gouging, what to do if you are a victim of gouging and what you can do to avoid being a victim.
    • Spotlight : reservation refunds 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-03-18)
      The South Carolina Department of Consumer Affairs is receiving a large number of calls from consumers who have cancelled hotel reservations and property rentals due to travel restrictions or the declared State of Emergency. ...
    • Spotlight : smartphone safety 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2019-12-23)
      Smartphones have become an extension of ourselves. Virtually anything can be done with them, from social networking to paying bills or shopping. But beware smartphone addicts! These “mini computers” are often the weakest ...
    • Spotlight : tax scams 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2019-12-12)
      With all the advertisements for tax services and promises of quick refunds, filing can be a daunting task. Scam artists make it even more difficult as they plot to separate you from your refund. No matter what method you ...
    • Spotlight : timeshare scams 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-04-08)
      Most timeshare resale scams begin with an unsolicited phone call. If you receive unsolicited offers to sell your timeshare, you should be skeptical and proceed with caution. Property records are open to the public and ...
    • Spotlight : work from home scams 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-12-14)
      This paper shows red flags of a work at home scam, dos and don'ts, some examples of work at home scams and red flags of any scam.
    • Spotlight: grandparent scams 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2021-03-16)
      You get a call or an email unexpectedly from someone who claims to be a friend or relative, maybe opening with a line like "Hi Grandma/Grandpa! Do you know who this is?", or something similar. The scammer hopes you will ...
    • State of Credit Report 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2017-02)
      The 2017 State of Credit Report focuses on the use of credit in this State, enforcement actions and administrative interpretations of the Department of Consumer Affairs.
    • State of credit report 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-10-21)
      The 2020 State of Credit Report focuses on the use of credit in this State, enforcement actions and administrative interpretations of the Department of Consumer Affairs.
    • State of credit report 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2021-04-23)
      The 2021 State of Credit Report focuses on the use of credit in this State, enforcement actions and administrative interpretations of the Department of Consumer Affairs.
    • State of credit report 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2022)
      The purpose of the State of Credit Report (SOCR) is to provide information and analysis of existing and emerging trends in the consumer credit marketplace in South Carolina. The 2022 SOCR focuses on the use of credit in ...
    • Step by step : bankruptcy 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2021-03-15)
      If your information has been stolen and you are a victim of identity theft, you have protections under federal law for ATM or debt card transactions. Act as soon as you discover a transaction you didn’t make. Under the ...