The South Carolina Department of Consumer Affairs publishes a variety of reports and brochures on consumer protection and safety, many designed for the general public.

Recent Submissions

  • Spotlight : shopping 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2019-07-24)
    People spend more when paying with plastic than they would when paying with cash. Here are some potential credit pitfalls to keep in mind during shopping sprees.
  • Spotlight : scholarship and financial aid scams 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2022-06-21)
    Going to college, vocational school, or a certificate program can often help you move up in your career and make more money - but it can also be expensive. Scammers take advantage of that, saying they’ll help you get ...
  • Spotlight : free prize, lottery & sweepstakes scams 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2022-06-23)
    You get a call, an email, a direct message on social media or a letter in the mail that says you’ve just won $5,000! Or maybe even $5 million, a fabulous diamond ring, or luxury vacation. Sounds too good to be true? More ...
  • Credit freezes and fraud alerts: why you should use them 

    South Carolina Department of Consumer Affairs; Parker, Bailey (South Carolina State Library, 2022-05-18)
    The PowerPoint presentation serves as an introduction and overview to credit fraud and identity theft and what you can do about it..
  • Scams in SC 03/01/22-03/31/22 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2022-03-31)
    This paper gives statistics on scams reported to SCDCA.
  • Annual ID theft & scams report 

    South Carolina Department of Consumer Affairs; South Carolina Department of Consumer Affairs. Identity Theft Unit (South Carolina State Library, 2022)
    This annual report gives statistics on scams and identity theft in South Carolina including top report ID theft, ID theft by age range and county, top reported scams, and scams by age range and county.
  • State of credit report 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2022)
    The purpose of the State of Credit Report (SOCR) is to provide information and analysis of existing and emerging trends in the consumer credit marketplace in South Carolina. The 2022 SOCR focuses on the use of credit in ...
  • Spotlight : home rental scams 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2022-03-22)
    As you shop around for a new place, be on guard against scammers who list fake places to live. Scammers advertise rentals that either don’t exist or aren’t available to trick you into sending money and giving over personal ...
  • 2021 homeowner association report executive summary 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2021)
    This annual report gives statistics on complaints against homeowners' associations in South Carolina.
  • 2020 homeowner association report executive summary 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020)
    This annual report gives statistics on complaints against homeowners' associations in South Carolina.
  • Guide for auto dealers 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2022-02)
    This guide from the Department of Consumer Affairs explains the responsibilities of car dealers including advertising, TILA and recurring issues, SCDCA required filings, debt collection, lemon law & GAP and protecting ...
  • Identity theft toolkit : what you need to do 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2021-11)
    This toolkit is meant to serve as a guide to consumers who are victims of identity theft. The steps enclosed are general and apply to most identity theft situations. You may need to take additional steps tp resolve your ...
  • Step by step : utilities fraud 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2021-03-15)
    Utility fraud comes in several forms. The most common involves the opening of a fraudulent account - for cable, electricity, water or gas - in a consumer’s name without his or her knowledge. Report fraudulent accounts to ...
  • Step by step : student loans 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2021-03-15)
    An identity thief may use your personal or financial information to get a student loan. Contact the school or program that opened the loan and ask them to close it. This paper tells how to deal with affected student loans.
  • Step by step : medical ID theft 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2021-03-15)
    If an identity thief gets medical treatments using your name, the thief’s medical information could be added to your medical, health insurance and payment records. For example, pertinent information such as blood type, ...
  • Step by step : investment accounts 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2021-03-15)
    An identity thief may tamper with your investments or brokerage accounts. Contact your broker to report the transactions. Be sure to report it to the Securities and Exchange Commission, also. This paper explains how to ...
  • Step by step : income tax fraud 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2021-03-15)
    If you think someone has misused your Social Security number to get a job or tax refund - or the IRS sends you a notice indicating a problem - contact the IRS and/or the SC Department of Revenue immediately.
  • Step by step : government-issued identification 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2021-03-15)
    If your government-issued identification - for example your driver’s license or passport - has been lost, stolen or fraudulently misused, contact the issuing agency. This paper explains how to report lost, stolen or missing ID.
  • Step by step : dealing with debt that isn't yours 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2021-03-15)
    To stop contact and collection action you will need to contact the debt collector, the business that opened the fraudulent account and the credit reporting agencies. This paper tells how to dispute a debt with a debt collector.
  • Step by step : criminal violations 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2021-03-15)
    If you think your identity was used by a criminal when they were issued a citation, arrested and/or charges with a crime, pull your state criminal record from the South Carolina Law Enforcement Division (SLED). Then run ...

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