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The South Carolina Department of Consumer Affairs publishes a variety of reports and brochures on consumer protection and safety, many designed for the general public.







Recent Submissions

  • Credit reports : what they are and why they matter 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2019-11)
    This document gives concise information on: Credit Report Basics, Reading Your Credit Report, Credit Scores, Common Credit Myths, Credit Counseling, Watch out for Scams!, Keep Your Information Safe, Credit Report Checklist.
  • The facts on gym memberships 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-01-06)
    Joining a gym can be a easy way to start or maintain an active, healthy lifestyle. These memberships certainly provide many physical benefits to customers, but signing a contract may pose financial risks. Before jumping ...
  • Consumer loans : your rights and responsibilities 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2019-07-02)
    This pamphlet is meant to serve as a summary of your rights and responsibilities under a loan. Included are loan definitions.
  • Beware of disaster scams 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2015-10-07)
    This paper addresses scams that may happen after disasters such as: home repair scams, renter's rights, fake charities and imposter/phony officials.
  • Spotlight : tax scams 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2019-12-12)
    With all the advertisements for tax services and promises of quick refunds, filing can be a daunting task. Scam artists make it even more difficult as they plot to separate you from your refund. No matter what method you ...
  • Spotlight : smartphone safety 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2019-12-23)
    Smartphones have become an extension of ourselves. Virtually anything can be done with them, from social networking to paying bills or shopping. But beware smartphone addicts! These “mini computers” are often the weakest ...
  • Spotlight : phone scams 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2019-12-18)
    Every year, thousands of consumers lose money to telephone scams. While there are legitimate companies who attempt to contact you by phone offering their products and services, con artists are using the phone as a tool to ...
  • Spotlight : income tax fraud 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2019-12-13)
    When consumers think about identity theft, they often picture a scammer stealing someone’s personal information to get credit cards or loans. But identity thieves can use your personal information in any way that you can ...
  • Spotlight : do not call registry 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2019-12-13)
    Many upset consumers think that the constant flood of phone calls will magically stop if they add their number to the Do Not Call Registry, but they are often unhappy with the outcome. These are some exceptions that allow ...
  • Spotlight : cyber security 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2019-12-13)
    While we may think that our information is usually stolen through breaches and hacks, we also unknowingly expose our own information. An online banking website can have all the security measures in the world, but if the ...
  • Fiscal Year 2020-21 agency budget plan 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020)
    The South Carolina Department of Consumer Affairs reports to the Office of State Budget its annual budget plan that includes a budget plan summary, recurring operating request, non-recurring operating request and capital request.
  • How to prevent identity theft 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2019-04)
    This gives tips on how to spot ID theft, how to avoid it and what to do if you are a victim of it.
  • HOA : before you buy 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2019-10-04)
    Homeowners associations have steadily become more prevalent in recent years. Knowledge is power. Here are some quick tips to get you started on research to help you decide if a home within a particular association is the ...
  • How does a HOA know what they can and cannot do? 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2019-10-09)
    The South Carolina Department of Consumer Affairs often gets questions from homeowners and homeowners association boards about the rights and responsibilities of associations and their members. These include whether dues ...
  • SC Homeowners Association Act 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2019-10-04)
    The Homeowners Association Act applies to communities and horizontal property regimes requiring homeowners to pay assessments. The law requires governing documents to be filed, provides certain meeting notice requirements ...
  • Frequently asked questions about HOAs 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2019-10-09)
    This sheet answers questions about homeowners' associations and the legal status of the Department of Consumer Affairs in dealing with them.
  • Ditch the pitch : a guide for guarding against scams 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2019-03-21)
    This booklet is designed to arm yourself with the tips you need to spot and avoid scams. Navigating the ever-changing marketplace can be a daunting task. And with the rapid development of technology, scammers are more ...
  • Identity theft and the law : a guide for business & government 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2017-07)
    This brochure is meant to highlight important portions of the Financial Identity Fraud and Identity Theft Protection Act.
  • Child identity theft : what you need to know 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2019-03)
    This document explains child identity theft, warning signs of child identity theft, how to protect your child's information and how to teach your child to protect their information.
  • Avoiding identity theft in the age of information compromise 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2019-03)
    This sheet gives prevention tips to avoid identity theft including signs that you may be a victim of identity theft and actions to be taken to avoid it.

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