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The South Carolina Department of Consumer Affairs publishes a variety of reports and brochures on consumer protection and safety, many designed for the general public.







Recent Submissions

  • Responding to credit & debit card fraud 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-11-06)
    While many companies choose not to hold victims responsible for unauthorized purchases, federal laws limit the amount that a cardholder is liable for. Credit card liability ends at $50 if the fraud is reported within ...
  • Credit counseling 2020 CPE courses 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-10-09)
    Due to the difficulty of attending live CPE events and a desire to prevent further transmission of the COVID-19 virus, licensed consumer credit counselors whose CPE reporting is due December 31, 2020, are not required to ...
  • State of credit report 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-10-21)
    The 2020 State of Credit Report focuses on the use of credit in this State, enforcement actions and administrative interpretations of the Department of Consumer Affairs.
  • SC Department of Consumer Affairs fines and fees report Fiscal Year 2019-20 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-08-28)
    This is the South Carolina Department of Consumer Affairs' report for fine and fee revenue to the Senate Finance Committee and the House Ways and Means Committee.
  • Interim guidance for pawnbrokers 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-07-30)
    In response to the the Novel Coronavirus (COVID-19) crisis, pawnbroker licensees have sought guidance from the Department of Consumer Affairs (Department) regarding payment on and the redemption of pledged goods as well ...
  • Interim guidance for mortgage brokers 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-07-30)
    On March 13, 2020, Governor Henry McMaster declared a state of emergency for the State of South Carolina due to the Novel Coronavirus (COVID-19). Mortgage brokers have sought guidance from the Department of Consumer Affairs ...
  • Spotlight : free trial period 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-06-10)
    Some companies use a free trial period as a sales tactic to get you to spend your hard-earned money on their product or service. But if you forget to cancel it, return it, or notify the company by a certain date, you could ...
  • Interim guidance for business 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-06-01)
    Businesses have sought guidance from the Department of Consumer Affairs regarding the implementation of business activities during the COVID-19 pandemic, including payment or performance deferrals and modifications. This ...
  • Interim regulatory guidance 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-05-28)
    On March 13, 2020, Governor Henry McMaster declared a state of emergency for the State of South Carolina due to the Novel Coronavirus (COVID-19). Mortgage brokers have sought guidance from the Department of Consumer Affairs ...
  • Interim regulatory guidance 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-04-28)
    On March 13, 2020, Governor Henry McMaster declared a state of emergency for the State of South Carolina due to the Novel Coronavirus (COVID-19). Mortgage brokers have sought guidance from the Department of Consumer Affairs ...
  • Spotlight : timeshare scams 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-04-08)
    Most timeshare resale scams begin with an unsolicited phone call. If you receive unsolicited offers to sell your timeshare, you should be skeptical and proceed with caution. Property records are open to the public and ...
  • COVID-19 spotlight : student loan relief 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-04-08)
    Student loan borrowers have some help when it comes to the potential financial impact from coronavirus. The Coronavirus Aid, Relief, and Economic Security (CARES) Act, provides automatic suspension of payments on federally-held ...
  • COVID-19 spotlight : mortgage relief options 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-03-09)
    If you’re among those financially impacted by the coronavirus pandemic, you might be concerned about how to pay your mortgage or rent. Federal and state governments have announced plans to help struggling homeowners during ...
  • COVID-19 spotlight : how to spot a scammer 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-04-24)
    The South Carolina Department of Consumer Affairs is warning consumers and businesses to be on the look out for coronavirus scams. No two scams are the same but included in this sheet are some examples of how fraudsters ...
  • Spotlight : reservation refunds 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-03-18)
    The South Carolina Department of Consumer Affairs is receiving a large number of calls from consumers who have cancelled hotel reservations and property rentals due to travel restrictions or the declared State of Emergency. ...
  • Interim regulatory guidance 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-03-19)
    On March 13, 2020, Governor Henry McMaster declared a state of emergency for the State of South Carolina due to the Novel Coronavirus (COVID-19). Mortgage brokers have sought guidance from the Department of Consumer Affairs ...
  • A guide for dealing with debt collection 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-03-16)
    This paper explains what creditors can and cannot do regarding your credit.
  • Spotlight : guard your wallet on the road 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-03-16)
    Traveling can be an incredibly rewarding experience -- but it can also leave you broke if you’re not careful. These tips will help you keep your finances safe as you travel.
  • Fast facts : credit repair 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-03-25)
    Having a plan in place to repair your credit can eliminate unnecessary worry. In this paper are a few steps to get you started.
  • Spotlight : credit basics 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-03-24)
    This paper explains credit, including definitions, places where you can get credit and answers to frequently asked questions.

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