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The South Carolina Department of Consumer Affairs publishes a variety of reports and brochures on consumer protection and safety, many designed for the general public.







Recent Submissions

  • Interim regulatory guidance 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-04-28)
    On March 13, 2020, Governor Henry McMaster declared a state of emergency for the State of South Carolina due to the Novel Coronavirus (COVID-19). Mortgage brokers have sought guidance from the Department of Consumer Affairs ...
  • Spotlight : timeshare scams 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-04-08)
    Most timeshare resale scams begin with an unsolicited phone call. If you receive unsolicited offers to sell your timeshare, you should be skeptical and proceed with caution. Property records are open to the public and ...
  • COVID-19 spotlight : student loan relief 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-04-08)
    Student loan borrowers have some help when it comes to the potential financial impact from coronavirus. The Coronavirus Aid, Relief, and Economic Security (CARES) Act, provides automatic suspension of payments on federally-held ...
  • COVID-19 spotlight : mortgage relief options 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-03-09)
    If you’re among those financially impacted by the coronavirus pandemic, you might be concerned about how to pay your mortgage or rent. Federal and state governments have announced plans to help struggling homeowners during ...
  • COVID-19 spotlight : how to spot a scammer 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-04-24)
    The South Carolina Department of Consumer Affairs is warning consumers and businesses to be on the look out for coronavirus scams. No two scams are the same but included in this sheet are some examples of how fraudsters ...
  • Spotlight : reservation refunds 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-03-18)
    The South Carolina Department of Consumer Affairs is receiving a large number of calls from consumers who have cancelled hotel reservations and property rentals due to travel restrictions or the declared State of Emergency. ...
  • Interim regulatory guidance 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-03-19)
    On March 13, 2020, Governor Henry McMaster declared a state of emergency for the State of South Carolina due to the Novel Coronavirus (COVID-19). Mortgage brokers have sought guidance from the Department of Consumer Affairs ...
  • A guide for dealing with debt collection 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-03-16)
    This paper explains what creditors can and cannot do regarding your credit.
  • Spotlight : guard your wallet on the road 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-03-16)
    Traveling can be an incredibly rewarding experience -- but it can also leave you broke if you’re not careful. These tips will help you keep your finances safe as you travel.
  • Fast facts : credit repair 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-03-25)
    Having a plan in place to repair your credit can eliminate unnecessary worry. In this paper are a few steps to get you started.
  • Spotlight : credit basics 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-03-24)
    This paper explains credit, including definitions, places where you can get credit and answers to frequently asked questions.
  • Spotlight : price gouging 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-03-16)
    This paper explains price gouging, what to do if you are a victim of gouging and what you can do to avoid being a victim.
  • Credit reports : what they are and why they matter 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2019-11)
    This document gives concise information on: Credit Report Basics, Reading Your Credit Report, Credit Scores, Common Credit Myths, Credit Counseling, Watch out for Scams!, Keep Your Information Safe, Credit Report Checklist.
  • The facts on gym memberships 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-01-06)
    Joining a gym can be a easy way to start or maintain an active, healthy lifestyle. These memberships certainly provide many physical benefits to customers, but signing a contract may pose financial risks. Before jumping ...
  • Consumer loans : your rights and responsibilities 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2019-07-02)
    This pamphlet is meant to serve as a summary of your rights and responsibilities under a loan. Included are loan definitions.
  • Beware of disaster scams 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2015-10-07)
    This paper addresses scams that may happen after disasters such as: home repair scams, renter's rights, fake charities and imposter/phony officials.
  • Spotlight : tax scams 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2019-12-12)
    With all the advertisements for tax services and promises of quick refunds, filing can be a daunting task. Scam artists make it even more difficult as they plot to separate you from your refund. No matter what method you ...
  • Spotlight : smartphone safety 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2019-12-23)
    Smartphones have become an extension of ourselves. Virtually anything can be done with them, from social networking to paying bills or shopping. But beware smartphone addicts! These “mini computers” are often the weakest ...
  • Spotlight : phone scams 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2019-12-18)
    Every year, thousands of consumers lose money to telephone scams. While there are legitimate companies who attempt to contact you by phone offering their products and services, con artists are using the phone as a tool to ...
  • Spotlight : income tax fraud 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2019-12-13)
    When consumers think about identity theft, they often picture a scammer stealing someone’s personal information to get credit cards or loans. But identity thieves can use your personal information in any way that you can ...

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