Now showing items 280-299 of 318

    • Spotlight : price gouging 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-03-16)
      This paper explains price gouging, what to do if you are a victim of gouging and what you can do to avoid being a victim.
    • Spotlight : reservation refunds 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-03-18)
      The South Carolina Department of Consumer Affairs is receiving a large number of calls from consumers who have cancelled hotel reservations and property rentals due to travel restrictions or the declared State of Emergency. ...
    • Spotlight : smartphone safety 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2019-12-23)
      Smartphones have become an extension of ourselves. Virtually anything can be done with them, from social networking to paying bills or shopping. But beware smartphone addicts! These “mini computers” are often the weakest ...
    • Spotlight : tax scams 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2019-12-12)
      With all the advertisements for tax services and promises of quick refunds, filing can be a daunting task. Scam artists make it even more difficult as they plot to separate you from your refund. No matter what method you ...
    • Spotlight : timeshare scams 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-04-08)
      Most timeshare resale scams begin with an unsolicited phone call. If you receive unsolicited offers to sell your timeshare, you should be skeptical and proceed with caution. Property records are open to the public and ...
    • Spotlight : work from home scams 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-12-14)
      This paper shows red flags of a work at home scam, dos and don'ts, some examples of work at home scams and red flags of any scam.
    • Spotlight: grandparent scams 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2021-03-16)
      You get a call or an email unexpectedly from someone who claims to be a friend or relative, maybe opening with a line like "Hi Grandma/Grandpa! Do you know who this is?", or something similar. The scammer hopes you will ...
    • State of Credit Report 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2017-02)
      The 2017 State of Credit Report focuses on the use of credit in this State, enforcement actions and administrative interpretations of the Department of Consumer Affairs.
    • State of credit report 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-10-21)
      The 2020 State of Credit Report focuses on the use of credit in this State, enforcement actions and administrative interpretations of the Department of Consumer Affairs.
    • State of credit report 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2021-04-23)
      The 2021 State of Credit Report focuses on the use of credit in this State, enforcement actions and administrative interpretations of the Department of Consumer Affairs.
    • Step by step : bankruptcy 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2021-03-15)
      If your information has been stolen and you are a victim of identity theft, you have protections under federal law for ATM or debt card transactions. Act as soon as you discover a transaction you didn’t make. Under the ...
    • Step by step : benefits fraud 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2021-03-15)
      If someone is using your personal information to get government benefits, be sure to act quickly and contact the agency that issues the benefit. This paper explains how to report benefits fraud.
    • Step by step : checks & checking account fraud 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2021-03-15)
      An identity thief may steal your paper checks, misuse the account number from the bottom of your checks or open a new account in your name. If this happens, contact the bank or financial institution and ask them to close ...
    • Step by step : criminal violations 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2021-03-15)
      If you think your identity was used by a criminal when they were issued a citation, arrested and/or charges with a crime, pull your state criminal record from the South Carolina Law Enforcement Division (SLED). Then run ...
    • Step by step : dealing with debt that isn't yours 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2021-03-15)
      To stop contact and collection action you will need to contact the debt collector, the business that opened the fraudulent account and the credit reporting agencies. This paper tells how to dispute a debt with a debt collector.
    • Step by step : government-issued identification 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2021-03-15)
      If your government-issued identification - for example your driver’s license or passport - has been lost, stolen or fraudulently misused, contact the issuing agency. This paper explains how to report lost, stolen or missing ID.
    • Step by step : income tax fraud 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2021-03-15)
      If you think someone has misused your Social Security number to get a job or tax refund - or the IRS sends you a notice indicating a problem - contact the IRS and/or the SC Department of Revenue immediately.
    • Step by step : investment accounts 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2021-03-15)
      An identity thief may tamper with your investments or brokerage accounts. Contact your broker to report the transactions. Be sure to report it to the Securities and Exchange Commission, also. This paper explains how to ...
    • Step by step : medical ID theft 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2021-03-15)
      If an identity thief gets medical treatments using your name, the thief’s medical information could be added to your medical, health insurance and payment records. For example, pertinent information such as blood type, ...
    • Step by step : student loans 

      South Carolina Department of Consumer Affairs (South Carolina State Library, 2021-03-15)
      An identity thief may use your personal or financial information to get a student loan. Contact the school or program that opened the loan and ask them to close it. This paper tells how to deal with affected student loans.