The South Carolina Department of Consumer Affairs was established in 1974 to be the state consumer protection agency. The Department of Consumer Affairs helps to formulate and modify consumer laws, policies and regulations; regulates the consumer credit marketplace; resolves complaints arising out of the production, promotion or sale of consumer goods or services in South Carolina, whether or not credit is involved; and promotes a healthy competitive business climate with mutual confidence between buyers and sellers. Overall, the agency protects consumers while giving due regard to those businesses acting in a fair and honest manner.

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Recent Submissions

  • Renewable energy : what you need to know 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2021-08-24)
    Buying or leasing solar panels or other renewable energy systems is a big decision. Consumers should do their homework, check prices from several sources and think carefully about which choice is best. South Carolina law ...
  • Scams in SC 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2021-06)
    This paper gives statistics on scams reported to SCDCA.
  • 2016 Mortgage Log Data Report 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2017-06-29)
    The South Carolina Department of Consumer Affairs publishes an annual mortgage log report as a requirement of the South Carolina Mortgage Lending Act, which became effective on January 1, 2010. The mortgage log report ...
  • 2013 Mortgage Log Analysis Report 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2014-06)
    The South Carolina Department of Consumer Affairs publishes an annual mortgage log report as a requirement of the South Carolina Mortgage Lending Act, which became effective on January 1, 2010. The mortgage log report ...
  • 2020 mortgage log data report & 10 year snapshot 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2021-07-01)
    The South Carolina Department of Consumer Affairs publishes an annual mortgage log report as a requirement of the South Carolina Mortgage Lending Act, which became effective on January 1, 2010. The mortgage log report ...
  • Want to go pro? : fast facts for student athletes about athlete agents 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2021-04-20)
    Under South Carolina law, Athlete Agents recruiting or soliciting a student athlete must register with the South Carolina Department of Consumer Affairs. This paper provides guidelines agents must follow and gives rights ...
  • Scams in SC 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2021-03)
    This paper gives statistics on scams reported to SCDCA.
  • State of credit report 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2021-04-23)
    The 2021 State of Credit Report focuses on the use of credit in this State, enforcement actions and administrative interpretations of the Department of Consumer Affairs.
  • Auto guide for consumers 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2021-04-05)
    Purchasing a car can be one of the most expensive decisions you will ever make. From financing to fees to scams, the process can be overwhelming. Follow the South Carolina Department of Consumer Affairs' road map for getting ...
  • Annual ID theft & scams report 

    South Carolina Department of Consumer Affairs; South Carolina Department of Consumer Affairs. Identity Theft Unit (South Carolina State Library, 2021-02-17)
    This annual report gives statistics on scams and identity theft in South Carolina including top report ID theft, ID theft by age range and county, top reported scams, and scams by age range and county.
  • Spotlight : work from home scams 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-12-14)
    This paper shows red flags of a work at home scam, dos and don'ts, some examples of work at home scams and red flags of any scam.
  • Responding to credit & debit card fraud 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-11-06)
    While many companies choose not to hold victims responsible for unauthorized purchases, federal laws limit the amount that a cardholder is liable for. Credit card liability ends at $50 if the fraud is reported within ...
  • 2019 Mortgage log data report 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-10-26)
    The South Carolina Department of Consumer Affairs publishes an annual mortgage log report as a requirement of the South Carolina Mortgage Lending Act, which became effective on January 1, 2010. The mortgage log report ...
  • Credit counseling 2020 CPE courses 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-10-09)
    Due to the difficulty of attending live CPE events and a desire to prevent further transmission of the COVID-19 virus, licensed consumer credit counselors whose CPE reporting is due December 31, 2020, are not required to ...
  • State of credit report 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-10-21)
    The 2020 State of Credit Report focuses on the use of credit in this State, enforcement actions and administrative interpretations of the Department of Consumer Affairs.
  • Fiscal Year 2019-20 accountability report 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-09-14)
    The South Carolina Department of Consumer Affairs reports to the Office of State Budget its annual accountability report that includes an executive summary, a description of the leadership system, customer focus and ...
  • SC Department of Consumer Affairs fines and fees report Fiscal Year 2019-20 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-08-28)
    This is the South Carolina Department of Consumer Affairs' report for fine and fee revenue to the Senate Finance Committee and the House Ways and Means Committee.
  • Interim guidance for pawnbrokers 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-07-30)
    In response to the the Novel Coronavirus (COVID-19) crisis, pawnbroker licensees have sought guidance from the Department of Consumer Affairs (Department) regarding payment on and the redemption of pledged goods as well ...
  • Interim guidance for mortgage brokers 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-07-30)
    On March 13, 2020, Governor Henry McMaster declared a state of emergency for the State of South Carolina due to the Novel Coronavirus (COVID-19). Mortgage brokers have sought guidance from the Department of Consumer Affairs ...
  • Spotlight : free trial period 

    South Carolina Department of Consumer Affairs (South Carolina State Library, 2020-06-10)
    Some companies use a free trial period as a sales tactic to get you to spend your hard-earned money on their product or service. But if you forget to cancel it, return it, or notify the company by a certain date, you could ...

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