State of Credit Reports

The purpose of the State of Credit Report (SOCR) is to provide information and analysis of existing and emerging trends in the consumer credit marketplace in South Carolina.

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Recent Submissions

  • Publication
    State of Credit Report
    (2024) South Carolina Department of Consumer Affairs
    The purpose of the State of Credit Report (SOCR) is to provide information and analysis of existing and emerging trends in the consumer credit marketplace in South Carolina. The 2024 SOCR focuses on the use of credit in this State as well as enforcement actions. The data comes from an analysis of filings and reports received by SCDCA, reports compiled by the South Carolina Board of Financial Institution’s Consumer Finance Division, a general familiarity with credit markets and with regulators who are familiar with markets in other jurisdictions. The purpose of the State of Credit Report (SOCR) is to provide information and analysis of existing and emerging trends in the consumer credit marketplace in South Carolina. The 2024 SOCR focuses on the use of credit in this State as well as enforcement actions. The data comes from an analysis of filings and reports received by SCDCA, reports compiled by the South Carolina Board of Financial Institution’s Consumer Finance Division, a general familiarity with credit markets and with regulators who are familiar with markets in other jurisdictions.
  • Publication
    State of credit report
    (2023-08-31) South Carolina Department of Consumer Affairs
    The purpose of the State of Credit Report (SOCR) is to provide information and analysis of existing and emerging trends in the consumer credit marketplace in South Carolina. The 2023 SOCR focuses on the use of credit in this State as well as enforcement actions. The 2023 SOCR is a comprehensive look at various consumer credit industries, consumer credit products, and the rates consumers are charged across industries, as well as across South Carolina counties.
  • Publication
    State of credit report
    (South Carolina State Library, 2018-01-31) South Carolina Department of Consumer Affairs
    The 2018 State of Credit Report focuses on the use of credit in this State, enforcement actions and administrative interpretations of the Department of Consumer Affairs.
  • Publication
    State of credit report
    (South Carolina State Library, 2022) South Carolina Department of Consumer Affairs
    The purpose of the State of Credit Report (SOCR) is to provide information and analysis of existing and emerging trends in the consumer credit marketplace in South Carolina. The 2022 SOCR focuses on the use of credit in this State as well as enforcement actions. The 2022 SOCR is a comprehensive look at various consumer credit industries, consumer credit products, and the rates consumers are charged across industries, as well as across South Carolina counties.
  • Publication
    State of credit report
    (South Carolina State Library, 2021-04-23) South Carolina Department of Consumer Affairs
    The 2021 State of Credit Report focuses on the use of credit in this State, enforcement actions and administrative interpretations of the Department of Consumer Affairs.
  • Publication
    State of credit report
    (South Carolina State Library, 2020-10-21) South Carolina Department of Consumer Affairs
    The 2020 State of Credit Report focuses on the use of credit in this State, enforcement actions and administrative interpretations of the Department of Consumer Affairs.
  • Publication
    State of Credit Report
    (South Carolina State Library, 2017-02) South Carolina Department of Consumer Affairs
    The 2017 State of Credit Report focuses on the use of credit in this State, enforcement actions and administrative interpretations of the Department of Consumer Affairs.