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The State Housing Finance and Development Authority publishes documents on agency programs directed at low- and low-to-moderate income South Carolinians.
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Publication Low-Income Housing Tax Credit (LIHTC) Compliance Manual(South Carolina State Library, 2024-10-01) South Carolina State Housing Finance and Development AuthorityThis manual is designed to be a reference guide for the administration of LIHTC developments in compliance with the applicable laws, rules, regulations and policies that govern tax credit developments. The staff of SC Housing also uses the manual as a program guide for administering its compliance monitoring procedures.Publication SC Housing Trust Fund Disaster Assistance Program (DAP) Program Manual(South Carolina State Library, 2024-10-31) South Carolina State Housing Finance and Development AuthorityThe HTF Disaster Assistance Program (DAP) is designed to assist low-income homeowners (80% and below Area Median Income as determined by household size and county of residence) to make needed repairs to their primary residence to address damage caused by extreme weather events, such as tropical storms, hurricanes, tornados, floods, severe thunderstorms, micro-bursts, etc. that are not covered by insurance. In situations where HTF DAP funds are not sufficient to complete all the necessary repairs local governments may use other funding sources in conjunction with HTF dollars to ensure the repair work can be completed. This manual gives guidelines for the program.Publication Statewide Total Housing Units(South Carolina State Library, 2021-06-15) South Carolina State Housing Finance and Development AuthorityThis sheet gives statistics on housing and rental properties in South Carolina. Topics include vacancy, tenure, type and value.Publication Low-income housing tax credit (LIHTC) compliance manual(South Carolina State Library, 2024-10-01) South Carolina State Housing Finance and Development AuthorityThis manual is designed to be a reference guide for the administration of LIHTC developments in compliance with the applicable laws, rules, regulations and policies that govern tax credit developments. The staff of SC Housing also uses the manual as a program guide for administering its compliance monitoring procedures.Publication Housing Trust Fund Home Repair Manual(South Carolina State Library, 2024-08-08) South Carolina State Housing Finance and Development AuthorityThe HTF Home Repair Program is designed to assist low-income homeowners in making repairs to their primary residence. The purpose of the program is to correct life, health and safety issues, provide accessibility for disabled persons, and repair or replace major housing systems. All awards are subject to the HTF legislation, all applicable state and federal regulations, and all other applicable SC Housing requirements.Publication Critical Home Repair Program(South Carolina State Library, 2024-08-08) South Carolina State Housing Finance and Development AuthorityThe Critical Home Repair Program is designed to assist low-income (80% and below Area Median Income as determined by household size and county of residence) homeowners in making needed Critical Repairs to their primary residence to address critical life, health and safety issues. All awards are subject to the HTF legislation, all applicable state and federal regulations, and all other applicable SC Housing requirements.Publication Housing Trust Fund Participation Manual(South Carolina State Library, 2024-08-08) South Carolina State Housing Finance and Development AuthorityThis document gives an overview of the Housing Trust Fund, the application process, eligibility requirements and pertinent forms for applying for housing loans through the HTF.Publication Housing Trust Fund Participation Manual(South Carolina State Library, 2024-08-12) South Carolina State Housing Finance and Development AuthorityThis document gives an overview of the Housing Trust Fund, the application process, eligibility requirements and pertinent forms for applying for housing loans through the HTF.Publication HOME/LIHTC Developments Implementation Manual(South Carolina State Library, 2023-03-31) South Carolina State Housing Finance and Development AuthorityThis manual lists requirements for obtaining home loans through the State Housing Finance and Development Authority.Publication County First Every Citizen Deserves a Home(South Carolina State Library, 2024-06-24) South Carolina State Housing Finance and Development AuthorityCounty First is a rural initiative designed to provide potential homebuyers in underserved communities with additional resources when local economic conditions make homeownership difficult. Funding is available for both first-time or move-up borrowers. The program includes up to $8,500 forgivable down payment assistance and special fixed rate financing. Borrowers can choose an FHA, Conventional, USDA or VA mortgage.Publication SC Housing Strategic Plan (July 1, 2024-June 30, 2026)(South Carolina State Library, 2024-06-03) South Carolina State Housing Finance and Development AuthorityThis document outlines goals, strategies, and initiatives to be undertaken by SC Housing in Fiscal Years 2024 through 2026 in order to accomplish its mission and vision. The planning is informed by current housing trends, market conditions and the need to better leverage available public and private resources and capacity. It should be viewed as a roadmap with mile markers where we collectively evaluate the path forward in response to changing market conditions and the unique needs of each local community.Publication Multiple Programs Compliance Guide : a Side-by-side Summary of Specific Housing Provisions LIHTC/TEB/HOME/SRDP/NHFT/NSP(South Carolina State Library, 2024-04-03) South Carolina State Housing Finance and Development AuthorityThis guide is designed to be a compliance reference guide for the multi-family developments funded by various programs administered by SC Housing Developments that are monitored to ensure compliance with applicable laws, rules, regulations and policies that govern the Federal and State Low Income Housing Tax Credit programs (LIHTC), HOME Rental Investment Partnership Program (HOME), Small Rental Development Program (SRDP), National Housing Trust Fund (NHTF), South Carolina Housing Trust Fund (SCHTF), Multi-Family Tax-Exempt Bond (TEB), and Neighborhood Stabilization Program (NSP) developments. The staff of SC Housing also uses this as a program guide for administering its compliance monitoring procedures.Publication Housing Trust Fund Supportive Housing Manual(South Carolina State Library, 2024-04-16) South Carolina State Housing Finance and Development AuthorityThe Supportive Housing Program is designed to provide financing to eligible Sponsors for the purpose of funding Supportive Housing projects. This type of housing may include shelters, transitional Supportive Housing, group homes, and permanent Supportive Housing. All projects must provide Supportive Housing services. Traditional rental housing only developments are not eligible properties under the Supportive Housing activity. Funds are available for single-family and multi-family housing rehabilitation, new construction, conversion, adaptive reuse, and/or acquisition for developments containing up to twelve (12) units which will serve persons at or below fifty percent (50%) of the area median income.Publication Housing Trust Fund Participation Manual(South Carolina State Library, 2024-04-25) South Carolina State Housing Finance and Development AuthorityThis document gives an overview of the Housing Trust Fund, the application process, eligibility requirements and pertinent forms for applying for housing loans through the HTF.Publication Housing Trust Fund Home Repair Manual(South Carolina State Library, 2024-04-16) South Carolina State Housing Finance and Development AuthorityThe HTF Home Repair Program is designed to assist low-income homeowners in making repairs to their primary residence. The purpose of the program is to correct life, health and safety issues, provide accessibility for disabled persons, and repair or replace major housing systems. All awards are subject to the HTF legislation, all applicable state and federal regulations, and all other applicable SC Housing requirements.Publication Determining Income For HOME, NSP, HTF, and LIHTC Projects(South Carolina State Library, 2024-04-15) South Carolina State Housing Finance and Development AuthorityAward recipients must determine the amount of a family’s income before the family is allowed to purchase or lease assisted housing. HUD program regulations specify the types and amounts of income and deductions to be included in the calculation of annual and adjusted income. This paper discusses the requirements regarding annual income and the procedure for calculating a family’s annual income when determining eligibility. This section also includes guidance on determining what is considered income and what is considered assets.Publication 2024 Palmetto Heroes : Up To $12K Down Payment Assistance(South Carolina State Library, 2024-03-27) South Carolina State Housing Finance and Development AuthorityQualified Palmetto Heroes homebuyers may receive FHA, VA, USDA or Conventional financing with a competitive interest rate and $12,000 in forgivable down payment assistance. Palmetto Heroes include trachers, nurses and certified nurse assistants, first responders (law enforcement officers, firefighters, EMT's, paramedics), correctional officers, veterans, active duty military and national guard.Publication 2024 HOME and HTF Annual Rent Approval Requirements(South Carolina State Library, 2024-04-30) South Carolina State Housing Finance and Development AuthorityHUD has released the 2024 HOME Income and Gross Rent Limits and Housing Trust Fund (HTF) Income and Gross Rent Limits with the effective date as June 1, 2024. As a reminder, Participating Jurisdictions are required under the 2013 HOME Final Rule to review and approve rents for all HOME financed units annually throughout the affordability period. The Housing Trust Fund (HTF) Interim rule requires Grantee’s to review and approve rents annually for multi-family HTF assisted properties during their affordability period.Publication South Carolina Housing Trust Fund Program Participation Certification(South Carolina State Library, 2024-04-25) South Carolina State Housing Finance and Development Authority; Malovic, Jessica; Cogan, JenniferThis PowerPoint presentation explains the three activities funded by the SC Housing Trust Fund (home repair, critical home repair and supportive housing) and goes through the participation certification application process.Publication Critical Home Repair Program(South Carolina State Library, 2024-04-16) South Carolina State Housing Finance and Development AuthorityThe Critical Home Repair Program is designed to assist low-income (80% and below Area Median Income as determined by household size and county of residence) homeowners in making needed Critical Repairs to their primary residence to address critical life, health and safety issues. All awards are subject to the HTF legislation, all applicable state and federal regulations, and all other applicable SC Housing requirements.